Towards an Agreeable Settlement
Divorce financial planning takes place at the start of the process when individuals first choose to go their separate ways. With early entry into the process, our divorce financial planners can provide the comprehensive and accurate financial information necessary to reach a workable agreement. Uniquely qualified to make long-term financial projections, we integrate the methodology of financial planning directly into the divorce process.
Helping You Get There
The Financial Divorce Navigator™
The Financial Divorce Navigator ™ process provides clients and their representatives, with the necessary information to make thoughtful decisions during an emotionally charged period. The steps in the Navigator process follow a natural progression to achieving an agreeable settlement and important post-divorce steps.
Helping You Get There
The Financial Divorce Navigator™
The Financial Divorce Navigator ™ process provides clients and their representatives, with the necessary information to make thoughtful decisions during an emotionally charged period. The steps in the Navigator process follow a natural progression to achieving an agreeable settlement and important post-divorce steps.
Why use a CDFA™?
A Certified Divorce Financial Analyst (CDFA™) from SKWealth is ready to explain your financial options, help set priorities, and lead you through the hard choices ahead. Divorce is a multi-step process, that’s why we offer financial, client support, and attorney/mediator services to get you on the right path towards a resolution.
For the past 13 years, Cheryl A. Dugas Ethier CFP®, CDFA™, CPA/PFS has brought clarity to complex financial matters related to divorce settlements for SKWealth clients.
Why use a CDFA™?
A Certified Divorce Financial Analyst (CDFA™) from SKWealth is ready to explain your financial options, help set priorities, and lead you through the hard choices ahead. Divorce is a multi-step process, that’s why we offer financial, client support, and attorney/mediator services to get you on the right path towards a resolution.

For the past 13 years, Cheryl A. Dugas Ethier CFP®, CDFA™, CPA/PFS has brought clarity to complex financial matters related to divorce settlements for SKWealth clients.
On the Road Together,
at Each Step of the Process
It’s a very involved and intense process, and here’s how we can help.
Pre-Divorce Financial Review
- Compile, organize, and value assets
- Analyze liabilities
- Estimate immediate needs
- Prepare statements of net worth
- Develop realistic budgets
Long-Term Planning
- Discuss and prioritize goals
- Estimate career training cost and timeline
- Estimate future earnings potentials
- Estimate college and educational costs
- Compare after-tax asset sales
- Project retirement needs
- Analyze insurance needs
Divorce Settlement Analysis
- Review after-tax proposed settlements
- Estimate maintenance needs
- Analyze long-term cash flow and net worth
- Compare and contrast settlement proposals
- Develop alternate settlement proposals
Post Divorce Financial Management
- Oversee asset transfers
- Set up budgeting and money management systems
- Manage investments
- Monitor results
- Update plans
On the Road Together,
at Each Step of the Process
It’s a very involved and intense process, and here’s how we can help.
Pre-Divorce Financial Review
- Compile, organize, and value assets
- Analyze liabilities
- Estimate immediate needs
- Prepare statements of net worth
- Develop realistic budgets
Long-Term Planning
- Discuss and prioritize goals
- Estimate career training cost and timeline
- Estimate future earnings potentials
- Estimate college and educational costs
- Compare after-tax asset sales
- Project retirement needs
- Analyze insurance needs
Divorce Settlement Analysis
- Review after-tax proposed settlements
- Estimate maintenance needs
- Analyze long-term cash flow and net worth
- Compare and contrast settlement proposals
- Develop alternate settlement proposals
Post Divorce Financial Management
- Oversee asset transfers
- Set up budgeting and money management systems
- Manage investments
- Monitor results
- Update plans
Working as a team alongside attorneys and mediators,
your SKWealth CDFA™ can:
Designations Disclosure:
*Please Note: Limitations: The achievement of any professional degree, designation, certification, or license should not be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results or satisfaction if SK Wealth is engaged, or continues to be engaged, to provide investment advisory services.